Student Consumer Action Network

Don't Get Ripped Off

After Wall Street practices brought down the entire U.S. and parts of the world economies, Congress finally stepped up in July 2010 and created the CALPIRG Students-backed Consumer Financial Protection Bureau (CFPB), a new agency that will act as a counterbalance to the banks and ensure that the credit cards, mortgages, and student loans that consumers use are safe and easy to understand. When you have a complaint about a bank or credit card company, you can call on the new CFPB.

Our economy needs to be fair to consumers in order to function. While a company may make a short-term profit from ripping off consumers or putting an unsafe product on the market, it's not good for anyone in the long term. 

Our consumer program works to protect consumers by:

  • Alerting the publice to hidden dangers, scams, and unsafe products
  • Educating consumers about the choices available by conducting price surveys of various products and services available to students in an effort to allow them to the make the best choices for themselves.
  • Educating consumers about their rights in the marketplace by producing consumer guides to help people navigate the marketplace.
  • Advocating for change by working to build the support it takes to pass consumer protection legislation in our states and in D.C.

As students, we're particularly vulnerable to some specific consumer issues:

Issue updates

Avoid the Debt Trap

Summary

A guide for students to avoid ripoffs from credit cards and big banks.

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SO YOU NEED HEALTH INSURANCE. NOW WHAT?

Summary

Having the facts can make all the difference when it comes to health insurance. To make the most of new choices, protections and financial help, you need good information. This guide can help you find quality coverage that won’t break the bank.

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Toy Safety Tips

Summary

From toxic chemicals to choking hazards to dangerous magnets, see what dangerous toys to watch out for while you shop.

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Trouble in Toyland

The 2012 Trouble in Toyland report is the 27th annual U.S. Public Interest Research Group survey of toy safety. In this report, U.S. PIRG provides safety guidelines for consumers when purchasing toys for small children and provides examples of toys currently on store shelves that may pose potential safety hazards.

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New Account Fraud

The California Public Interest Research Group has released a new report on identity theft that should raise some eyebrows. Pulling together statistics from the High Technology Theft Apprehension and Prosecution program, the Federal Trade Commission, Javelin Strategy and Research, and other credible sources, CALPIRG paints an increasingly bleak picture concerning financial identity theft. Of greatest interest to your Guide was the information on new account fraud.

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